Conversational collections
Your best collector,
on every account.
Chase every overdue invoice, every day — without adding a single hire. More customers paying on time, more cash in the bank, and a finance team that only handles the invoices that need a person.
₱312,000 · 42 days past due
Sent as your company
Listening
- Amount
- ₱80,000
- Due
- 12 Sep
- Against
- INV-1108
Chased the day it breaks.
Past due invoices
Your overdue invoices are a pile of cash nobody is chasing.
It is not one big bad debt. It is thirty invoices at 40, 60, 90 days, each one small enough to leave until next week. Together they are why payroll feels tight.
And chasing them is nobody's real job — it is what your team gets to after everything else. So the invoice nobody follows up on is the one that gets paid last.
Chase every one of them, every week, and three things change.
Money comes in sooner.The supplier who follows up gets paid before the one who stays quiet.
Your cash stays yours.No borrowing to cover money you already earned.
Nobody has to be the bad guy.Polite and on time, never the angry call at 150 days.
Nobody has time to do that by hand, so we built something that does.
What CredCollect is
One less thing to worry about.
CredCollect is an AI agent that chases your unpaid invoices for you. It plugs into whatever you bill from, follows customers up on WhatsApp, SMS, Viber and voice, understands what they write back, and records what they agree to pay.
Anything that needs a person goes straight to your team. So chasing payments stops being somebody's full-time job, and payroll stops being a monthly scramble.
Managing your receivables
On the things that decide whether you get paid
Statement
| Today | With CredCollect | |
|---|---|---|
| Invoices chased per day | However many people can get to | Every one of them |
| When a payment date is missed | You find out eventually | You find out that day |
| Record of what was said | Notes, if anyone wrote them | Every word, saved |
| How customers get spoken to | Depends who calls | The same, every time |
| Cost of chasing more | Another hire | Nothing |
| Bottom line | Limited by people | Not limited by people |
Before and after
What if you were paid on time?
The same four invoices, two ways of managing them. On the left nobody has touched them in weeks. On the right they have been followed up every day since they fell due.
28 overdue invoices
28 not followed up
₱41.7M outstanding
- Needs attentionInvoiceINV-2026-1001Amount₱245,000Overdue160dLast contact30 days agoPromise on fileA note that says “will pay”Next action—
- Needs attentionInvoiceINV-2026-1042Amount₱128,500Overdue124dLast contactNever contactedPromise on fileNone on fileNext action—
- Needs attentionInvoiceINV-2026-1108Amount₱312,000Overdue42dLast contact12 days agoPromise on fileMade on a call, not written downNext action—
- Needs attentionInvoiceINV-2026-1153Amount₱96,400Overdue88dLast contact6 days agoPromise on fileDisputed verbally, nowhere on recordNext actionChased again anyway
+ 24 more overdue invoices
Nobody has looked at them this month.
Illustrative comparison of the same receivables managed two ways. Not a customer result.
Control
Your business relationships are safe
These are customers you want to keep selling to. So CredCollect is built with guardrails it cannot talk its way around.
It knows when to stop asking
There are hard limits on how often it follows up and how firm it is allowed to get. It does not push past them, on any account, ever.
A person takes over when it matters
If a customer disputes the invoice, tells you they are struggling, or asks you to stop contacting them, it stops and hands the account to your team.
It only quotes real numbers
Every figure comes straight off the invoice — what is owed, when it was due, what has already been paid. It never guesses. If it does not know, it asks someone on your team.
Everything is written down
Every message, call, and reply is saved against the invoice. If a customer ever asks what was said, you can read it back word for word.
Early access
Tell us a bit about how you chase invoices today.
We only take on a few companies each month, since we set each one up by hand before any of your customers hears from us. A couple of lines on the last two questions go a long way — they usually save us both a call.